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Yes, the two verses are included because many of our leading Scholars relying on authentic Hadeeths say that according to precaution, Ayatul Kursi is three verses ending with Khalidoon.

 Wassalam.

This verse is very clear the believers in the whole message of Islam should not associate nor be allies with those who don't believe in Islam despite the common things between us and them, but we are not allowed to be allies with them because of the ideological differences between us and them. We are not allowed to follow their aims which are usually based on their faith which is different from our faith in Islam.

Any Muslim who follows them will be like them.

Wassalam.

Excellent question!

"Yara" is also used to refer to understanding or thinking something ("seeing" in the mind).

It may also be used here because this is a mental observation or understanding that can be deduced from what is seen. Firstly, one can see the existing universe and deduce that this could have happened. Second, one can engage in scientific observation of the universe and deduce that (to our knowledge currently) it is expanding and was once essentially "closed", or that living things on earth are water-based, or that life may indeed have emerged from water.

That is, we "see" the original state of the universe and earth mentally through "seeing" the current state of the universe through observation. So in that regard, both types of "see" could be meant (the physical seeing now, and the mental seeing to use scientific deduction). 

Bismihi ta'ala

The rulings related to jewellery and items that have verses of the Quran, names of Almighty God, and also names of Ma'sumeen (a.s.) is that the script must not be touched unless one has wudhu', and that it is not contaminated with any najasah. 

If you have a ring, or a pendant, or something that has such script on it, and you know you cannot avoid touching it, or it touching your skin and you might not be on wudhu', then one thing you can do is cover it with a layer of colourless see-through nailpolish. 

With the layer over the script, you will not have a problem if you are not in wudhu', and you touch it, or it touches your skin. 

As for when you go to the toilet, you do not necessarily need to remove the jewellery, as long as you keep it away from najasah. If you think it might be contaminated with any najasah, then it is wajib to remove it. 

And Allah knows best.