According to the narrations, masturbation is a sin and is compared to doing zina with oneself.
We have an example of when Imam Ali (as) had to discipline someone for doing so:
“Once a person was caught masturbating and was brought to Imam 'Ali. The Imam punished him by beating his hands until they turned red; then he made an arrangement for his marriage on government's expenses.
(Wasa'il, vol. 14, p. 267; vol. 18, pp. 574-5)”
Some non Muslim doctors and teachers may try to encourage such acts and say they are ‘healthy’ but such advice which contradicts the divine teachings is worthless.
Masturbation is usually associated with haram acts such as pornography and can turn into an unhealthy addiction which affects one both physically and psychologically.
A Muslim should try their upmost to have self control and dignity. Therefore, seeking marriage whether permanent or temporary is necessary to protect one’s private parts.
A husband or wife may mutually stimulate each other’s private parts; for example, the wife masturbating the husband and vice-versa. If they are away from each other then they cannot use their own hands for such an action until being together.
It would all depend on what type of music it is, playing in the background of the game.
I'm sure you know that there is halal music, and there is haram music. Should the music be music that is commonly used for haram gatherings, or have explicit language, the you can play the game, but mute the sound.
Ultimately, you are the one who decides whether it is appropriate to listen to, or not, and your judgment should be based on your correct understanding of halal/haram music.
Playing online games can take long time and can waste your most important capital which is the moments of your life. Money given to you for playing should not be less that the value of your time which you put.
Time during which you do good things and achieve your life aims is more important than playing online for long periods.
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