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We must pay our Khums immediately to the Marje' of Taqleed or according to his permission. We can not keep part of it with us waiting for two years installments. You should give the whole Khums to the deserving persons according to permission of the Marje' of Taqleed.

Wassalam.

No unless the Marje' of Taqleed permits. Usually such works should be funded by the believers from their own money and not from the money of Khums which should go to the most deserving people.

Wassalam.

You are not responsible for the Khums of the gifts received by you. You can eat the eatables. If it remains with you for a full year unused fully or partly, you will be responsible to pay the Khums of the remaining after full year if anything remains unused.

Wassalam.

Yes. Khums is obligatory on us for any amount saved.

'Wassalam.